South Africa's leading Bitcoin and crypto payments network

Pay with Bitcoin or crypto at nearly 700,000 merchant locations, in store and online, straight from the wallet you already use. Businesses are paid in Rand.

Illustration of a contactless Bitcoin payment, with a customer holding a smartphone near a QR code on a payment terminal while a cashier assists.
  • Pick n Pay at the till since February 2023
  • Live with Ozow, Peach Payments, Zapper and Scan to Pay
Licensed and regulated in South AfricaMoneyBadger (Pty) Ltd is a licensed Crypto Asset Service Provider (CASP), FSP 53482. Licence granted by the FSCA on 22 September 2026.
View disclosures

Works where South Africans already pay

Pick n PayOTT VoucherZapperScan to PayPeach PaymentsOzowEcentric

What the data shows

Bitcoin and crypto is becoming everyday money

South Africans are not just trading it. They are spending it on groceries, fuel and online orders, right across the month.

~700kmerchant locations in the network, in store and online
+176%Rand value spent, H1 2026 vs H1 2025
50%of payments are under R200
8 secmedian time from scan to paid at the busiest tills

South Africa is now Sub-Saharan Africa's largest crypto economy: USD 39.3 billion received in the year to June 2026, up 52%.

Sources: MoneyBadger 2026 Report (read it) (August 2026) and Chainalysis (October 2026).

Where can I pay?

Find a store near you

From Pick n Pay to restaurants, fuel stations and online shops. Search the map, then pay by scanning the QR code.

For shoppers

Spend it without cashing out first

No selling, no bank transfer, no waiting. Pay from the app you already use.

  1. 1
    Scan the QR code
    With your wallet, or the MoneyBadger app if your wallet can't read it. Online, choose Bitcoin at checkout.
  2. 2
    Approve in your wallet
    Your wallet shows the amount to pay.
  3. 3
    Done
    Paid in seconds. The store gets Rand.

Do I need the MoneyBadger app?

  • Online: never. Choose Bitcoin at checkout and pay from your wallet.
  • In store: only if your wallet can't read the till's QR code. Luno, Binance, VALR, Bybit and many Lightning wallets scan it directly. If yours doesn't, scan with the free MoneyBadger app and approve the payment in your wallet.
LunoBinanceVALRBybitAltCoinTraderBlinkBlitzAqua+ any Bitcoin Lightning wallet

For businesses

Your customers are already paying this way

More shops are taking Bitcoin and crypto payments, and more of it is spent online. Switch it on through the payment provider you already use.

  • Paid in Rand, through your provider's normal settlement
  • No crypto to hold and no price risk
  • No chargebacks
  • Works with Ozow, Peach Payments, Zapper and Scan to Pay
51xmore merchants received a crypto payment, August 2025 to August 2026
48%of value was paid online in Q2 2026. A year earlier, 97% was paid in a shop.
44%of 2026 value was paid in stablecoins
+95%more payments, H1 2026 vs H1 2025

For payment providers and wallets

One integration, every major wallet

Payment providers: let your merchants accept Bitcoin and crypto from Luno, Binance, VALR, Bybit, AltCoinTrader and any Bitcoin Lightning wallet.
Wallets and exchanges: let your users spend their Bitcoin and crypto at nearly 700,000 merchant locations, in store and online.

34–44%of one major wallet's shoppers paid again the next quarter
7–9xbaseline spend held after cashback promotions ended

Source: MoneyBadger 2026 Report (read it).

Where would you like to start?

Pick your path. New promos and news go to subscribers first.