Lightning doesn't support refunds natively (sender-initiated), so we’re fixing this for retail:

MoneyBadger has built a way to capture that address at the point of payment, store it with the transaction, and use it to push refunds when required. Three integration paths are supported.

Learn more and access the technical integration guideline here.

How to pay at stores supported by MoneyBadger:

You can use these apps to make payments with crypto in South Africa: Luno, Binance, VALR, Bybit, and supported lightning wallets.

A quick overview of how it works in physical stores, online via desktop or mobile phone.

Bybit, the world’s second-largest cryptocurrency exchange by trading volume, has expanded its payment solution, Bybit Pay, to South Africa through an integration with MoneyBadger, a South African crypto payments integration provider that enables QR-based transactions and settlement in rand through partnerships with major payment networks, enabling users to make everyday purchases using cryptocurrency across a wide network of merchants.

Following the release of the draft Capital Flow Management Regulations, MoneyBadger has issued a statement highlighting concerns around the public consultation process, particularly around clarity and timelines.

If you're a South African business paying overseas suppliers, you already know the pain: slow SWIFT transfers, unpredictable forex spreads, and the constant friction of correspondent banking. MoneyBadger's cross-border supplier payments service offers a faster, more cost-effective alternative — you pay us in Rands via EFT, and we handle the conversion and delivery to your supplier's wallet.

Ozow and MoneyBadger have welcomed Finance Minister Enoch Godongwana’s announcement in the Budget Speech that crypto assets will be formally incorporated into South Africa’s capital flow management framework under the Currency and Exchanges Act.

Travelwings, one of Africa’s fastest-growing online travel agencies, has partnered with Peach Payments and MoneyBadger to enable Bitcoin payments for customers in South Africa. Travellers can now book flights, hotels, tours, holiday packages, and visa services using Bitcoin, offering a simpler and more flexible way for people to manage their travel expenses, in line with South Africa’s evolving digital habits.

You can now pay with Bitcoin using Luno, VALR or the MoneyBadger App at any merchant that has enabled Scan to Pay.

Leading payment services provider Peach Payments has partnered with South African Bitcoin and crypto payments solution provider MoneyBadger to enable its merchants to accept payment in Bitcoin and other crypto assets. 

Carel van Wyk, CEO of MoneyBadger just raised $400k to make it possible to pay anywhere with Bitcoin